Don't forget to factor in closing costs when considering a home sale or purchase. Pacific Properties is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (541) 269-5263 if your needs include a real estate pro ready for the business side of buying and selling.

Anticipated closing costs

There are certain expected costs related to closing the sale of a house. These expenses are usually divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Oregon to help guide you through your transaction.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, we'll not only work to get the highest sales price, but we'll also advocate for reduced closing costs. And once we've arrived at an agreement, we'll give a detailed list of the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing a house in Coos Bay, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not astonished when you arrive at closing time. We'll be happy to look over the GFE with you, answering your questions and highlighting any estimates that are uncertain.

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